Clearwater Financial

About Us

What we do

Our Mission:
​Helping individuals and governments achieve their potential.

Clearwater Financial is a municipal advisory firm dedicated to the success of our clients and responsibly growing their communities. 

Our company is named after the Clearwater River in the Bitterroot Mountains. The tranquility of this natural wonder is what we aim to instill in every client relationship.

Our Vision

Go-to for all things government support.

Our History

Clearwater Financial, LLC was founded in 2015 by Founder Cameron Arial, who had a dream of changing the way municipal finance and services were provided.


It is common for banks and investment houses to provide financial services, but this typically is transactional and starts and ends with financing. Other firms provide a smattering of services that municipalities have to search for and stitch together.


Clearwater changes this paradigm by focusing on our client's short, middle, and long-term success by providing a full suite of municipal services.

Meet the Clearwater Team

Cameron Arial

President, Ph.D., MAP

Email: carial@clearwaterfinancial.biz

Phone: 208.559.4353

Cameron Arial founded Clearwater Financial in 2015 and has been in municipal services for over 18 years. He is passionate about representing his client's best interest and is known for his use of competition to achieve superior and transparent results.


Cameron is a municipal advisor, who has presented numerous times at municipal conferences and mentored other municipal advisors. Having worked in both the private and public sectors, he has acquired an understanding of development and has developed numerous municipal and commercial projects in multiple states. His expertise spans the entire development process: site selection & procurement, entitlement, and construction management. He has assisted several municipalities with hundreds of successful projects.


Cameron has a Ph.D. in Public Administration and a certificate in Community Planning from Boise State University. He serves on the boards of the Urban Land Institute and Idaho Technology Council. He is a registered Municipal Advisor Principal and holds Series 50, 52, and 54 licenses.

Jace Perry

Chief Operating Officer, CPA, CGMA, MAR

Email: jperry@clearwaterfinancial.biz

Phone: 208.841.6794

Jace currently serves as the COO and a licensed Municipal Advisor Representative for Clearwater Financial. Jace's 18-year career in public finance and accounting has included time as the Executive Director of the Idaho Bond Bank Authority, CFO for NexTitle, A Title and Escrow Company, Deputy Treasurer at the State Treasurer's Office, and Auditor of many local municipalities with Eide Bailly.


Jace's educational background includes a Bachelor of Science in Accounting with a minor in Finance from Brigham Young University-Idaho. In addition, Jace holds certifications as a Certified Public Accountant, Chartered Global Management Accountant, and Registered Municipal Advisor Representative, holding his FINRA series 50 license.


In his spare time Jace enjoys the outdoors including camping, backpacking, and fishing whenever he can.

Christine Stoll

VP Client Experience and Growth, MS, MAR

Email: cstoll@clearwaterfinancial.biz

Phone: 208.800.9689

Christine previously served as the Executive Director of the IDeal - Idaho's 529 College Savings Program and the Next Step Idaho's college and career planning system, formerly known as Idaho's Career Information System (CIS). As a fiduciary to program participants and municipalities, her experience includes directing operational leadership, vision, and public relations, creating partnerships, overseeing investment design and implementation, authoring and filing disclosures, and building relationships with rating agencies and policy makers.


Christine holds a Master of Science in Instructional Performance and Technology and a Bachelor of Science in Psychology with a minor in HR Management from Boise State University. Christie is a registered Municipal Advisor Representative and holds a Series 50 license.

Abbey Erquiaga

Project Manager, M.Ed.

Email: aerquiaga@clearwaterfinancial.biz

Phone: 208.863.2216

Abbey is an Idaho native and has worked in multiple Idaho state agencies since 2009. She has more than 15 years of experience working with state, community, and education stakeholders, as well as grant research and administration, financials stewardship, audit risk management and mitigation, and interpreting and applying state and federal regulations. She is highly skilled at assessing needs, identifying viable solutions, and creating strategic plans to advance objectives with a focus on collaboration and a commitment to providing the highest level of customer service.


Abbey holds a Bachelor's degree in Business Management and a Master's degree in Education Leadership from Boise State University and is working towards a Ph.D. in Public Policy & Administration. She previously served as the Chairman of the Board for the IdahoEdNews. Currently, she serves as the Vice President of Go Lead Idaho, a nonprofit organization that connects, supports, and motivates women in leadership in Idaho.