What we do
Helping individuals and governments achieve their potential.
Clearwater Financial is a municipal advisory firm dedicated to the success of our clients and responsibly growing their communities.
Our company is named after the Clearwater River in the Bitterroot Mountains. The tranquility of this natural wonder is what we aim to instill in every client relationship.
Clearwater Financial, LLC was founded in 2015 by Founder Cameron Arial, who had a dream of changing the way municipal finance and services were provided.
It is common for banks and investment houses to provide financial services, but this typically is transactional and starts and ends with financing. Other firms provide a smattering of services that municipalities have to search for and stitch together.
Clearwater changes this paradigm by focusing on our client's short, middle, and long-term success by providing a full suite of municipal services.
Meet the Clearwater Team
President, Ph.D., MAP
Cameron Arial founded Clearwater Financial in 2015 and has been in municipal services for over 18 years. He is passionate about representing his client's best interest and is known for his use of competition to achieve superior and transparent results.
Cameron is a municipal advisor, who has presented numerous times at municipal conferences and mentored other municipal advisors. Having worked in both the private and public sectors, he has acquired an understanding of development and has developed numerous municipal and commercial projects in multiple states. His expertise spans the entire development process: site selection & procurement, entitlement, and construction management. He has assisted several municipalities with hundreds of successful projects.
Cameron has a Ph.D. in Public Administration and a certificate in Community Planning from Boise State University. He serves on the boards of the Urban Land Institute and Idaho Technology Council. He is a registered Municipal Advisor Principal and holds Series 50, 52, and 54 licenses.
Chief Operating Officer, CPA, CGMA, MAR
Jace currently serves as the COO and a licensed Municipal Advisor Representative for Clearwater Financial. Jace's 18-year career in public finance and accounting has included time as the Executive Director of the Idaho Bond Bank Authority, CFO for NexTitle, A Title and Escrow Company, Deputy Treasurer at the State Treasurer's Office, and Auditor of many local municipalities with Eide Bailly.
Jace's educational background includes a Bachelor of Science in Accounting with a minor in Finance from Brigham Young University-Idaho. In addition, Jace holds certifications as a Certified Public Accountant, Chartered Global Management Accountant, and Registered Municipal Advisor Representative, holding his FINRA series 50 license.
In his spare time Jace enjoys the outdoors including camping, backpacking, and fishing whenever he can.
VP Client Experience and Growth, MS, MAR
Christine previously served as the Executive Director of the IDeal - Idaho's 529 College Savings Program and the Next Step Idaho's college and career planning system, formerly known as Idaho's Career Information System (CIS). As a fiduciary to program participants and municipalities, her experience includes directing operational leadership, vision, and public relations, creating partnerships, overseeing investment design and implementation, authoring and filing disclosures, and building relationships with rating agencies and policy makers.
Christine holds a Master of Science in Instructional Performance and Technology and a Bachelor of Science in Psychology with a minor in HR Management from Boise State University. Christie is a registered Municipal Advisor Representative and holds a Series 50 license.